Attention homeowners: Real estate appraisal services for in Paragould and Greene County

Here are the top 7 reasons why AR homeowners call on First National Bank:

Find the right listing price (whether they're selling the home on their own or using an agent)
Challenge Greene county's assessment of your property
To reduce their monthly mortgage payment by removing PMI
Reinstate your Home Equity Line of Credit (HELOC)
To review another appraiser's report for verification
In the case of a AR divorce, where real estate needs to be divided
To determine the true market value of property in question to settle an estate in Greene County or the state of AR

Own a house in or near Paragould, AR and need help deciding the value of it?
Contact First National Bank.

At First National Bank, we understand the unique needs of a customer seeking appraisal services. The appraisal process and reporting formats are familiar to our business clients like banks, attorneys, and accountants. Being a regular person not in the real estate business that ordinarily doesn't look at appraisals on a regular basis,we'll be sure you get extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present the results of our analysis.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your own house because of your emotional attachment to it. Professional appraisers, like the ones at First National Bank, will be objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract buyers, a professional appraisal is very valuable as a negotiating tool once you have a likely buyer. It gives you something tangible to show your buyer. The appraisal is an independent third party's opinion of your home's value, not just how much you think your house is worth. Interested buyers know you have an emotional attachment to your house and will be much more likely to give credibility to a seasoned appraiser's value judgement than yours.

PMI Removal Appraisals

A popular way to cut expenses for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your house. In most cases you can apply to your lender to have the PMI eliminated from your loan. At First National Bank, we're experienced in helping customers just like you delete unwanted PMI insurance.

Challenging property tax assessments

Your local tax assessor may have your home overvalued if you live in a region that is going down or not appreciating as much as other properties close by. This only means you're paying higher taxes than you should be paying. The earlier you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an expert appraisal from First National Bank is your strongest weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

Your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area -- even if your specific property has not declined in value. This can this be difficult from a cash flow viewpoint, and destructive to your credit score since it may appear as though that credit line is maxed out. First National Bank can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Have you just been given a copy of your appraisal and you would like to have a seasoned expert double-check it for precision or do you want a second opinion without the added expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can We can assist you While typically requested by banks, you may desire to utilize this service if you suspect mortgage fraud related to your home.